Global Bank Account Information

Access individual or business account information in Europe using Open Banking capability.

[global]

Requires addon

Documentation

Access +2600 european banks with one single entry point.

Access Real-Time Financial Data through Open Banking with our Global Bank Account Information API. The API allows secure access to bank account information with user consent, enabling businesses to retrieve real-time financial data, such as balances, transaction history, and verification details. This API streamlines financial processes, improves customer insights, and ensures compliance by providing up-to-date, trusted information directly from verified bank accounts.

With this API, you can:

Retrieve real-time bank account balances and transaction history
Verify account details for customer onboarding and financial assessments
Enhance insights into customer financial behavior

Use case:

A financial lender uses the Global Bank Account Information API to securely access a customer's bank transaction history and balance, improving the accuracy of loan eligibility assessments while maintaining compliance with financial regulations.

Read more in this link on how to test the service in sandbox.

Account & balance types code translation

Code	Description
CACC	Account used to post debits and credits when no specific account has been nominated
CARD	Account used for card payments only
CASH	Account used for the payment of cash
LOAN	Account used for loans
OTHR	Account not otherwise specified
SVGS	Account used for savings

Code	Description
CLAV	Closing available balance
CLBD	Accounting Balance
FWAV	Balance that is at the disposal of account holders on the date specified
INFO	Balance for informational purposes
ITAV	Available balance calculated in the course of the day
ITBD	Booked balance calculated in the course of the day
OPAV	Opening balance that is at the disposal of account holders at the beginning of the date specified
OPBD	Book balance of the account at the beginning of the account reporting period. It always equals the closing book balance from the previous report
OTHR	Other Balance
PRCD	Balance of the account at the end of the previous reporting period

Rows per page

Page 1 of 2

Endpoints

Gets auth session

gethttps://api.roaring.io/global/bank-account-data/1.0/auth/session

Parameters query

authCode

string

Auth code

Response schema: application/json

type

No description provided.

Gets auth url

posthttps://api.roaring.io/global/bank-account-data/1.0/auth/url/{country}/{bankName}

Parameters path

`bankName` required	string Bank name
`country` required	string banks country

Parameters query

`redirectUrl` required	string Url which user will be redirected after successful authorization
`language`	string Two-letter lowercase language code in ISO 639-1 format. If omitted, defaults to the banks country language
`psuType`	string Optional PSU type (e.g. business or personal)

Request body schemaapplication/json

Open banking credentials request

`authOption`	stringAuthentication option name
`cardNumber`	string
`companyId`	string
`currencyCode`	string
`email`	string
`iban`	string
`password`	string
`personalCode`	string
`phoneNumber`	string
`type`	stringBank account type
`userId`	string

Fetch a list of available banks

gethttps://api.roaring.io/global/bank-account-data/1.0/banks/{psuType}

Parameters path

psuType

required

string

psu type

Parameters query

countryCode

string

Country connected to bank

Deletes session

deletehttps://api.roaring.io/global/bank-account-data/1.0/session/{sessionId}

Parameters path

sessionId

required

string

Session id

Gets account details

gethttps://api.roaring.io/global/bank-account-data/1.0/account/details/{accountId}

Parameters path

accountId

required

string

Account id

Get all accounts transactions

gethttps://api.roaring.io/global/bank-account-data/1.0/account/{accountId}/transactions

Parameters path

accountId

required

string

Account id

Parameters query

`fromDate`	string From date
`toDate`	string To date
`continuationKey`	string Continuation key

Gets aspsps statuses

gethttps://api.roaring.io/global/bank-account-data/1.0/aspsps_statuses