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Credit Decision Company

Automated credit decisions if the company is to be granted a loan, credit or invoice.

Credit Decision Company

[se]
Requires addon

Documentation

The Credit Decision Company API helps businesses assess financial reliability and creditworthiness quickly, enabling informed, secure decisions that protect cash flow and reduce risk. By automating credit checks, companies can improve compliance, streamline due diligence, and enhance their customer experience.

With this API, you can:

  • Perform fast credit checks based on customizable credit templates
  • Automate credit decisions with predefined parameters
  • Integrate seamlessly into existing systems to reduce manual handling and improve efficiency

Use case:

A supplier uses the Credit Decision Company API to automatically assess the creditworthiness of potential customers, speeding up the onboarding process, reducing the risk of financial losses, and improving the customer experience.

Please Notice

The following api call executes a credit decision processed by our partner CreditSafe; they help us to deliver reliable credit decision data. According to the Credit Disclosure Act (Kreditupplysningslagen), Creditsafe is required to send out a request copy every time a credit report is issued about a private person, individual company and trade and limited liability company (Privatperson, Enskild firma, Handelsbolag, Kommanditbolag).

Rejection Codes

If a company is not active, one of the following rejection/status codes are returned.

Code
English description
Swedish description
S200InactiveInaktivt
S203DormantVilande
S231Liquidation concludedLikvidation avslutad
S241Merger concludedFusion avslutad
S291Bankruptcy concludedKonkurs avslutad
S292Bankruptcy concluded with surplusKonkurs avslutad med överskott
S300DelistedAvregistrerat
S336Company stricken off according to the Companies Act 13:18Bolaget avfört enl 13:18 aktiebolagslagen
S337Company stricken offBolaget avfört
S350Stricken off according to the Partnership and Non-registered Partnership Act 17:2Avfört enligt 17 kap 2 st handelsregisterlagen

Rows per page

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Endpoints

Check credit decision of company

gethttps://api.roaring.io/se/company/credit-decision/1.1/{companyId}

Parameters path

companyId

required

string
Company identification for the company

Parameters query

template

required

string
Credit decision template

Response schema: application/json

  • address

    string

    No description provided.

  • companyId

    string

    Company identifier

  • statusCode

    string

    No description provided.

  • statusText

    string

    No description provided.

  • town

    string

    No description provided.

  • zipCode

    string

    No description provided.